TravelTime Travel Insurance Offers

About TravelTime Travel Insurance

TravelTime Travel Insurance is a UK-based travel insurer operating from Westcliff-on-Sea, Essex. A trading style of Explorer Insurance Services Limited, the company is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number 583108). Its range covers Single Trip, Annual Multi Trip, Winter Sports, Backpacker, and dedicated Over 75s policies, making it a broad option for British travellers of varying ages and itineraries. Policies are underwritten by AWP P&C S.A., which operates through its UK branch and is subject to FCA regulation.

What types of travel insurance does TravelTime offer?

TravelTime provides cover across several distinct policy types: Single Trip for one-off holidays, Annual Multi Trip for those who travel regularly throughout the year, Winter Sports for ski and snowboard holidays, and a Backpacker policy aimed at longer, open-ended trips. There is also a dedicated section for travellers aged over 75. Each policy comes with three levels of cover, allowing customers to tailor protection to their individual requirements. All policies include up to £10 million in emergency medical expenses, up to £4,000 cancellation cover, up to £2,000 baggage cover, and 24-hour worldwide emergency assistance.

Does TravelTime cover pre-existing medical conditions?

Yes. TravelTime is well regarded for its approach to pre-existing conditions, and customers with a range of medical histories can obtain a quote either online or by calling the UK-based team on 0345 548 2122. Reviewers frequently note that premiums remain competitive even when conditions are declared, which sets TravelTime apart from providers that impose steep loadings. For those with serious conditions not catered for through standard insurers, TravelTime also signposts the British Insurance Brokers' Association (BIBA) directory as an additional resource.

Is gadget cover included as standard?

Gadget cover is included as standard across all TravelTime policies, providing up to £2,000 in protection for gadgets such as phones, tablets, and laptops. This is a notable inclusion given that many competitors charge extra for it. The gadget element is underwritten separately by Bastion Insurance Services Limited and Collinson Insurance, and it is worth noting that the excess waiver option does not extend to this particular portion of the cover.

What optional extras are available?

Beyond the core cover, TravelTime offers a number of optional add-ons at the quoting stage. These include an excess waiver (which reduces the policy excess to nil), additional sports cover, waiting list cover, and enhanced cruise-related cover. Standard cruise cover is already included on Single Trip and Annual Multi Trip policies, but the optional upgrade provides further protection for cruise-specific scenarios. Winter Sports policies also include off-piste skiing, provided the policyholder is accompanied by a qualified guide or instructor.

Does TravelTime run any seasonal promotions or special offers?

TravelTime does periodically run promotions and seasonal deals, particularly around key travel periods such as the summer holiday season and the run-up to winter sports bookings. While specific discount amounts are subject to change and availability, it is worth checking the TravelTime website directly at the time of purchase, as limited-time offers do appear throughout the year. Signing up to the TravelTime special offers list via the website is one of the more reliable ways to be notified of any upcoming promotions before purchasing a policy.

How can signing up to the TravelTime newsletter help?

TravelTime operates a dedicated special offers sign-up page on its website, where customers can register to receive promotional notifications directly by email. Subscribers are typically the first to hear about any discounted rates or time-limited deals, which can be particularly useful for those planning trips in advance or looking for the best available price on an annual policy. It takes only moments to register, and it costs nothing to do so.

Is TravelTime suitable for older travellers?

Single Trip policies are available to customers aged up to and including 75 years, and there is a separate section of the site dedicated to travellers in the over-75 age group. This makes TravelTime a practical option for older travellers who may find that other insurers impose strict age cut-offs. The team is also reachable by phone for anyone who would prefer to discuss their options directly rather than completing a quote online.

How can PriceReduc newsletter alerts help when shopping at TravelTime?

Travel insurance prices can shift with the season and promotional activity, so keeping on top of the latest offers is genuinely useful. By signing up for PriceReduc newsletter alerts, shoppers can receive timely notifications about discount codes and deals for TravelTime Travel Insurance as soon as they become available without the need to check back manually. It is a straightforward way to make sure no saving is missed before taking out a policy.